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Terms of Service


Effective Date: March 1, 2026
Website: www.nikkyfrancis.com

These Terms of Service (“Terms”) govern your use of this website and any services, programs, or products offered by Nichole Richardson, professionally known as Nikky Francis (“Company,” “we,” “us,” or “our”).

By accessing this website or enrolling in any program, you agree to these Terms.
 

1. Use of Website and Services

This website and its content are intended for individuals seeking personal and professional development through programs, events, mentorship, and educational resources.

You agree to use this website for lawful purposes only and not to misuse, copy, or distribute any content without written permission.

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2. Program Enrollment and Access

All programs, events, and services offered are for individual use only.

  • Enrollment is non-transferable

  • Access is granted only to the registered participant

  • Sharing login credentials or materials is prohibited

We reserve the right to revoke access if misuse is detected.

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3. Payments and Billing

By selecting a payment option, you agree to pay all associated fees.

  • Pay-in-full and installment options may be offered

  • If you select a payment plan, you are responsible for completing all payments

  • Failure to complete payments does not cancel your obligation

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4. Failure to Pay

If a payment fails or is missed:

  • Access to programs may be suspended or terminated

  • You may lose access to materials, sessions, bonuses, or opportunities

  • You may become ineligible for outcomes, certifications, or incentives

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5. Intellectual Property

All content on this site, including programs, materials, branding, and frameworks, are the exclusive property of Nikky Francis.

You may not copy, reproduce, distribute, or resell any materials.

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6. Third-Party Links

This website may include links to third-party platforms, including but not limited to Amazon and social media platforms.

We are not responsible for the content, policies, or transactions of third-party websites.

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7. Limitation of Liability

Participation in any program does not guarantee specific results.

We are not liable for any direct or indirect damages arising from the use of this website or participation in any offerings.

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8. Modifications

We reserve the right to update these Terms at any time. Continued use of the site constitutes acceptance of any updates.

Privacy Policy


Effective Date: March 1, 2026
Website: www.nikkyfrancis.com

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Nichole Richardson, operating as Nikky Francis (“Company,” “we,” “us,” or “our”), respects your privacy and is committed to protecting your personal information in accordance with applicable laws, including the California Online Privacy Protection Act (CalOPPA), the California Consumer Privacy Act (CCPA), and the General Data Protection Regulation (GDPR), where applicable.

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1. Information We Collect

We may collect personal information that you voluntarily provide, including:

  • Name

  • Email address

  • Phone number

  • Billing and payment information

  • Any information submitted through forms

We may also automatically collect certain information, including:

  • IP address

  • Browser type

  • Device information

  • Pages visited and time spent on the site

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2. How We Use Your Information

We use your information to:

  • Process transactions and program registrations

  • Provide access to services and deliver content

  • Communicate with you regarding updates, confirmations, and support

  • Improve website functionality and user experience

  • Comply with legal obligations

  • Prevent fraud or unauthorized activity

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3. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), we process your data under the following legal bases:

  • Your consent

  • Performance of a contract (e.g., program enrollment)

  • Compliance with legal obligations

  • Legitimate business interests

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4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Analyze site traffic

  • Improve performance

  • Enhance user experience

You may disable cookies through your browser settings; however, some features may not function properly.

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5. Payment Processing

Payments are processed securely through third-party providers, including:

  • Wix Payments

  • Stripe

  • PayPal

  • Affirm

We do not store full payment details on our servers.

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6. Affirm Financing Disclosure

If you choose Affirm:

  • You may be redirected to Affirm’s platform

  • Affirm collects and processes your personal and financial information

  • Approval and repayment terms are determined solely by Affirm

By selecting Affirm, you agree to Affirm’s terms and privacy practices.

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7. Sharing of Information

We do not sell your personal information.

We may share information with trusted third parties only to:

  • Process payments

  • Provide services

  • Comply with legal requirements

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8. Your Privacy Rights (CCPA & GDPR)

Depending on your location, you may have the right to:

  • Request access to your personal data

  • Request correction or deletion of your data

  • Opt out of data sharing (where applicable)

  • Withdraw consent at any time

To exercise these rights, contact us at: nrichardson@mnrhcs.com

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9. Data Retention

We retain your information only as long as necessary to:

  • Fulfill the purposes outlined in this policy

  • Comply with legal obligations

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10. Data Security

We take reasonable measures to protect your data. However, no system is completely secure.

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11. Third-Party Links

This website may contain links to third-party platforms (such as Amazon).

We are not responsible for their privacy practices or content.

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12. Updates to This Policy

We may update this Privacy Policy at any time. Updates will be reflected with a new effective date.

Returns and Refund Policy


Effective Date: March 1, 2026
Website: www.nikkyfrancis.com

 

All sales are final.​​

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1. No Refunds

Due to the nature of digital programs, mentorship services, and event-based offerings:

  • No refunds will be issued

  • No cancellations will be accepted after purchase

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2. No Returns

All purchases are for access to services, programs, or digital content and are:

  • Non-returnable

  • Non-transferable

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3. Payment Plans

If you select a payment plan:

  • You are responsible for completing all payments

  • Failure to complete payments does not release you from your financial obligation

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4. Missed or Failed Payments

If payments are missed:

  • Access to the program may be revoked

  • Access to materials, sessions, bonuses, and opportunities may be removed

  • You may lose eligibility for any program-related outcomes

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5. Affirm Payment Terms

If you choose to pay using Affirm:

  • Your payment agreement is directly with Affirm

  • You are responsible for complying with Affirm’s repayment terms

  • Any disputes regarding payment schedules, interest, or financing must be directed to Affirm

We do not issue refunds for purchases made through Affirm.

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6. Third-Party Purchases

Products or services purchased through third-party platforms (including Amazon) are subject to the policies of those platforms.

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We are not responsible for returns, refunds, or disputes related to third-party purchases.

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Questions? Contact us at: nrichardson@mnrhcs.com.

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